Long-Term Care Insurance Monthly Premiums
(effective 11/1/2011)

Daily Benefit Amount
*For nursing facility, assisted living facility, bed reservation and respite care
**For home care, adult day care and hospice

  Daily Benefit Amount $100*/$60** Daily Benefit Amount $150*/$90** Daily Benefit Amount $200*/$120**
Benefit
Period		 3 Years 5 Years 3 Years 5 Years 3 Years 5 Years
Inflation Protection None Compound None Compound None Compound None Compound None Compound None Compound
Issue Age                        
18 3.07 23.43 4.07 33.03 4.62 35.14 6.10 49.54 6.15 46.85 8.13 66.07
19 3.19 24.14 4.21 34.03 4.77 36.22 6.32 51.05 6.37 48.28 8.42 68.06
20 3.30 24.91 4.38 35.10 4.95 37.36 6.57 52.66 6.60 49.83 8.76 70.21
21 3.45 25.74 4.56 36.26 5.16 38.60 6.85 54.38 6.89 51.47 9.14 72.51
22 3.60 26.61 4.77 37.48 5.40 39.91 7.16 56.23 7.19 53.22 9.56 74.96
23 3.77 27.53 5.01 38.78 5.64 41.30 7.51 58.18 7.53 55.07 10.02 77.56
24 3.95 28.51 5.27 40.16 5.93 42.77 7.90 60.23 7.90 57.03 10.53 80.31
25 4.16 29.55 5.55 41.61 6.24 44.32 8.32 62.41 8.32 59.10 11.10 83.21
26 4.38 30.63 5.86 43.13 6.58 45.96 8.80 64.70 8.78 61.27 11.73 86.27
27 4.64 31.77 6.20 44.75 6.96 47.67 9.31 67.12 9.27 63.56 12.42 89.49
28 4.91 32.98 6.58 46.44 7.36 49.47 9.88 69.65 9.82 65.95 13.17 92.87
29 5.21 34.23 6.99 48.20 7.81 51.35 10.49 72.31 10.41 68.46 13.99 96.41
30 5.54 35.56 7.44 50.06 8.29 53.33 11.17 75.10 11.06 71.10 14.89 100.13
31 5.89 36.93 7.93 52.01 8.84 55.39 11.90 78.01 11.78 73.87 15.86 104.01
32 6.28 38.38 8.46 54.04 9.41 57.56 12.70 81.07 12.56 76.75 16.93 108.10
33 6.70 39.88 9.05 56.17 10.05 59.83 13.57 84.27 13.40 79.78 18.10 112.36
34 7.16 41.47 9.69 58.41 10.74 62.21 14.52 87.62 14.33 82.94 19.36 116.83
35 7.67 43.13 10.37 60.75 11.49 64.70 15.56 91.13 15.33 86.27 20.75 121.51
36 8.22 44.88 11.13 63.21 12.31 67.30 16.69 94.81 16.42 89.74 22.24 126.41
37 8.80 46.70 11.95 65.77 13.21 70.03 17.91 98.66 17.60 93.38 23.88 131.55
38 9.45 48.59 12.83 68.46 14.17 72.89 19.24 102.67 18.89 97.19 25.65 136.90
39 10.14 50.58 13.78 71.25 15.21 75.88 20.66 106.87 20.28 101.17 27.55 142.51
40 10.88 52.66 14.78 74.15 16.33 78.99 22.18 111.24 21.78 105.31 29.58 148.32
41 11.73 54.87 15.94 77.27 17.59 82.32 23.91 115.91 23.45 109.75 31.88 154.54
42 12.64 57.19 17.17 80.54 18.95 85.79 25.77 120.81 25.27 114.39 34.36 161.07
43 13.61 59.62 18.53 83.97 20.42 89.43 27.78 125.94 27.22 119.24 37.04 167.92
44 14.65 62.14 19.96 87.54 21.97 93.22 29.94 131.31 29.30 124.29 39.92 175.08
45 15.74 64.75 21.49 91.29 23.61 97.14 32.23 136.92 31.47 129.52 42.98 182.56
46 16.81 67.38 22.96 94.97 25.21 101.06 34.42 142.44 33.62 134.75 45.90 189.92
47 18.01 70.17 24.60 98.90 27.01 105.26 36.89 148.36 36.02 140.35 49.19 197.81
48 19.32 73.14 26.39 103.06 28.98 109.69 39.59 154.60 38.64 146.26 52.78 206.13
49 20.75 76.26 28.35 107.47 31.12 114.39 42.52 161.20 41.50 152.52 56.71 214.93
50 22.31 79.57 30.50 112.13 33.46 119.35 45.75 168.19 44.62 159.15 60.98 224.26
51 24.02 83.08 32.84 117.08 36.04 124.63 49.26 175.62 48.04 166.17 65.69 234.14
52 25.90 86.81 35.43 122.33 38.86 130.22 53.13 183.50 51.81 173.64 70.84 244.66
53 27.98 90.81 38.27 127.95 41.96 136.20 57.40 191.92 55.95 181.60 76.53 255.88
54 30.21 94.99 41.34 133.85 45.32 142.49 62.00 200.77 60.42 189.98 82.67 267.70
55 32.68 99.48 44.72 140.17 49.04 149.21 67.08 210.25 65.38 198.95 89.44 280.33
56 35.40 104.25 48.41 146.86 53.09 156.36 72.63 220.29 70.79 208.48 96.84 293.72
57 38.34 109.29 52.44 153.96 57.51 163.94 78.65 230.93 76.67 218.60 104.87 307.92
58 41.54 114.66 56.81 161.50 62.31 171.99 85.22 242.24 83.08 229.32 113.61 322.99
59 45.02 120.35 61.57 169.51 67.54 180.54 92.34 254.25 90.05 240.72 123.12 339.01
60 48.95 126.87 66.91 178.66 73.41 190.29 100.37 267.98 97.88 253.73 133.82 357.31
61 52.99 133.22 72.42 187.56 79.50 199.85 108.63 281.36 105.99 266.46 144.85 375.14
62 57.38 139.97 78.39 197.02 86.07 209.96 117.57 295.53 114.76 279.96 156.77 394.04
63 62.13 147.12 84.83 207.03 93.18 220.69 127.24 310.53 124.24 294.24 169.65 414.05
64 67.22 154.66 91.75 217.57 100.83 232.00 137.62 326.35 134.45 309.34 183.50 435.14
65 73.46 164.32 100.17 230.96 110.19 246.48 150.25 346.45 146.91 328.64 200.33 461.93
66 79.64 173.07 108.56 243.22 119.44 259.60 162.84 364.82 159.26 346.13 217.13 486.42
67 86.28 182.29 117.60 256.14 129.42 273.44 176.38 384.22 172.56 364.59 235.18 512.28
68 93.42 192.01 127.28 269.75 140.13 288.02 190.93 404.63 186.84 384.02 254.58 539.50
69 101.06 202.23 137.68 284.06 151.59 303.34 206.52 426.10 202.14 404.46 275.35 568.13
70 109.34 213.24 148.95 299.53 164.01 319.87 223.43 449.29 218.69 426.49 297.91 599.07
71 118.70 225.24 161.73 316.43 178.05 337.86 242.61 474.66 237.39 450.48 323.48 632.87
72 128.75 237.89 175.47 334.28 193.12 356.82 263.22 501.44 257.49 475.77 350.96 668.58
73 139.48 251.17 190.16 353.05 209.21 376.77 285.23 529.58 278.95 502.35 380.32 706.11
74 150.85 265.06 205.71 372.65 226.27 397.58 308.58 558.97 301.69 530.11 411.44 745.30
75 164.32 280.98 223.61 394.54 246.48 421.46 335.43 591.80 328.65 561.95 447.24 789.06
76 179.30 298.79 244.17 419.84 268.94 448.19 366.25 629.76 358.59 597.60 488.33 839.67
77 195.55 317.94 266.47 447.06 293.32 476.92 399.72 670.58 391.09 635.88 532.96 894.11
78 213.21 338.59 290.76 476.44 319.83 507.88 436.14 714.65 426.44 677.17 581.52 952.87
79 232.51 360.96 317.29 508.34 348.76 541.44 475.94 762.50 465.02 721.92 634.60 1016.67
80 253.79 385.72 346.65 543.75 380.68 578.58 519.96 815.62 507.57 771.43 693.29 1087.49
81 276.51 411.72 377.98 580.97 414.77 617.59 566.96 871.44 553.02 823.46 755.94 1161.93
82 300.91 439.50 411.63 620.75 451.37 659.26 617.45 931.13 601.84 879.01 823.26 1241.50
83 326.92 469.00 447.51 663.04 490.37 703.51 671.27 994.55 653.84 938.00 895.02 1326.08
84 354.69 500.41 485.82 708.07 532.04 750.62 728.74 1062.11 709.38 1000.83 971.66 1416.14
85 384.07 533.62 526.32 755.64 576.11 800.44 789.48 1133.44 768.14 1067.25 1052.64 1511.26
86 405.54 555.14 555.23 785.42 608.31 832.72 832.85 1178.13 811.07 1110.29 1110.46 1570.83
87 425.30 574.20 581.41 811.08 637.95 861.29 872.13 1216.63 850.60 1148.38 1162.84 1622.18
88 442.21 589.51 603.12 830.64 663.31 884.27 904.68 1245.95 884.42 1179.02 1206.24 1661.27
89 458.94 604.23 624.40 849.08 688.42 906.33 936.60 1273.62 917.88 1208.45 1248.81 1698.16
90 475.24 618.05 644.88 866.02 712.86 927.07 967.30 1299.03 950.47 1236.09 1289.74 1732.03
91 490.66 630.50 663.91 880.74 735.98 945.76 995.88 1321.11 981.32 1261.01 1327.83 1761.47
92 504.61 640.98 680.68 892.33 756.91 961.47 1021.01 1338.49 1009.22 1281.97 1361.35 1784.67
93 516.09 648.65 693.77 899.60 774.14 972.97 1040.66 1349.40 1032.19 1297.30 1387.56 1799.20
94 528.27 657.28 707.66 908.08 792.40 985.92 1061.49 1362.11 1056.54 1314.56 1415.32 1816.15
95+ 569.19 690.46 754.08 942.32 853.79 1035.68 1131.13 1413.48 1138.38 1380.91 1508.17 1884.64